Riyaz Mohammed, PhD

Assistant Professor of Insurance and Risk Management
+966 11 2242222 Ext: 3656
Areas of Expertise
  • Insurance and Risk Management
  • Insurance Claims Settlement
  • Insurance and actuarial Science
  • Insurance Pattern of insurance companies
  • Insurance Marketing
  • Insurance Underwriter


Dr. Riyaz Muhmmad is Assistant professor of the College of Business and working in Al Yamamah since 2015. Before joining Al Yamamah University, Dr. Riyaz Muhmmad was served 5 years (2010-2015) as an assistant professor of Risk Management, Insurance & Finance of the Business Information Department at Jeddah Community College(JCC), King AbdulAziz University, Jeddah.

Dr. Riyaz is an insurance and risk management expert and investment analysis as he has been teaching since 2009. He has about 10 years of experience in teaching that includes in the area of Risk Management, Insurance Financial Decision and Insurance Product Design and Marketing, Investment Analysis. His expertise can be summarized in the following areas:

  • Risk Management, hedge the risk, financial risk management and asset allocation strategy.
  • Portfolio management and Risk Attitudes of an investors, CAPM &APT
  • Personal Financial planning, Insurance pension and annuity plans
  • Insurance Marketing, Underwriting, Insurance Financial claims.
  • Investment Pattern of insurance sectors.

His research has been published in peer-reviewed international journals, such Research Journal of Finance and Accounting-UK


Selected Refereed Journal Articles

  • "Impacts of Insurance Sector on Indian Economy Since 1999"in an International Journal of Academicians from India, published, 2010.
  • “LIC’s working and its Policy” in an International Journal of Academicians from India, published, 2016.
  • “Determinants of Insurance Business Activities in an Oil Dependent Economy: The Case Study of Saudi Arabia” in Research Journal of Finance and Accounting-UK (Online),2017
  • “Perceptions of Saudi People on Health Insurance in Saudi Arabia: An Empirical Study” in Research of review –India (Online),2018


  • Published Book on Insurance in India from Regal Publication, New Delhi, in the year 2007.
  • Published book on Investment Pattern of LIC- INDIA from BDM Publication. Germany, in the Year Jan 2011.

Research Interests

  • Investment Pattern and Investment analysis of insurance sectors.
  • Risk Attitudes of an investors and asset allocation strategy
  • Capital asset price Model and arbitrage price theory
  • Insurance and risk financing strategy,4T risk management portfolio.

Honors and Awards

  • Most Productive Outstanding Performance Instructor award for E learning, 2011.
  • Appreciation of contribution Certificate for an Accreditation of college from COE-USA 2010.
  • Developed and designed new Insurance course, 2014.
  • Worked as a member for Accreditation process of insurance program from Charter Insurance Institute (CII) London.

Worked as an academic advisor for Insurance and Finance specialization.


Conference Proceeding Articles

  • “Recession and its impact on Indian Economy” (National Seminar) in Saraswati Institute of Management and Technology, Rudrapur (U.K.) from 13-14 October 2009.
  • Presented a paper on Nanoinsurnace (International Work) in Aligarh Muslim University Aligarh in 2011.
  • Presented a paper entitled “Risk assessment and insurance market perception of technology” in center of nanotechnology, King Abdulaziz University, Jeddah- KSA in 2014


Current Teaching

Undergraduate Teaching

  • Introduction to Risk Management
  • Public Finance
  • Portfolio Management
  • Personal Financial Planning
  • Organization Theory


Service and Administrative Experience


  • Insurance Regulatory Development Authority (IRDA), India
  • Charter Insurance Institute (CII), London UK 2014/2015

Media Presentation

  • Interview with Saudi TV2 in June, 2016